Get independent advice on your financial
options.
As
independent mortgage professional, I’m not tied to any one lender or range of products.
My goal is to help you successfully
finance your home or property. I'll
start by getting to know you and your home ownership goals. I'll make a recommendation, drawing from
available mortgage products that match your needs, and I will decide together
on what's right for you.
Save time with one-stop shopping.
It could
take weeks for you to organize appointments with competing mortgage lenders —
and I know you'd probably rather spend your time house-hunting! I work directly with dozens of lenders, and
can quickly narrow down a list of those that suit you best. It makes
comparison-shopping fast, easy, and convenient.
I negotiate on your behalf.
Many people
are uncertain or uncomfortable negotiating mortgages directly with their bank.
Mortgage Professionals
negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on my market knowledge to secure
competitive rates and terms that benefit you.
More choice means more competitive rates.
I have
access to a network of major lenders in Canada, so your options are extensive.
In addition to traditional lenders, I also know what's being offered by credit unions,
trust companies, and other sources. And
I can help you take care of other requirements before your closing date, such
as sourcing mortgage default insurance if your down payment is less than 20% of
the purchase price.
Ensure that you're getting the best rates
and terms.
Even if
you've already been preapproved for a mortgage by your bank or another
financial institution, you're not obliged to stop shopping! Let me investigate to see if there is an
alternative to better suit your needs.
Get access to special deals and add-ons.
Many
financial institutions would love to have you as a client, which is why they often
offer incentives to attract creditworthy customers. These can include retail points programs,
discounts on appliances, shopping clubs, and more. I do the math on which offers might be worth
your attention when it comes to financing or mortgage insurance — so you get
the perks you deserve.
Things move quickly!
My job isn't
done until your closing date goes smoothly. I'll help ensure your mortgage transaction
takes place on time and to your satisfaction.
Get expert advice.
When it
comes to mortgages, rates, and the housing market, I'll speak to you in plain language.
I can explain the various mortgage terms
and conditions so you can choose confidently.
No cost to you.
There's
absolutely no charge for my services on typical residential mortgage transactions.
How can I afford to do that? Like many
other professional services, such as insurance, mortgage brokers are generally
paid a finder's fee when I introduce trustworthy, dependable customers to a
financial institution. These fees are
quite standard and nearly industry-wide so that the focus remains on you, the customer.
Ongoing support and consultation.
Even once
your mortgage is signed and paperwork is complete, I am here if you need any
advice on closing details or even future referral needs. I am happy to be of assistance
when you need it.
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