End of your mortgage term?

A widely spread misconception about refinancing at the end of your mortgage term is that you are obligated to continue with your current lender. When your mortgage term expires, you are free to take your mortgage wherever you like. Just as you shop around for a rate when you purchase your home, you should shop around (or have us do it for you), when you refinance.

Three to six months before your mortgage expires is the ideal time to start working with us. We can take a look at your current situation, analyze rates and deals being currently offered, and find the best one for you. We are able to reserve the rate for you for up to 120 days. That way when your mortgage does expire, you are not stuck taking whatever rate the bank offers you because you are in a time crunch.

You can feel confident when working with a SharieMarieMortgageTeam Professional, you'll be getting the best rate and product for you!